RiverRock lends up to 80% loan to value on residential properties in urban and suburban areas in Ontario.

RiverRock will consider the following:

  • We offer 1st & 2nd mortgages
  • New construction purchases using appraised value (case by case)
  • Rent to own (case by case)
  • Self-declared income letters with no supporting documents

  • Soft or poor credit with an explanation
  • Discharged Bankrupts – no waiting period
  • We will consider mortgages to people who are in a credit proposal
  • Flexible on GDS & TDS calculations
  • In arrears with an explanation and a plan to move forward
  • Property must be marketable

  • Must be appraised by a RiverRock approved appraiser
  • Common sense approach to lending
  • RiverRock has a partnership with First Canadian Title Insurance. This allows the client to use their own solicitor and therefore keeps the costs down for the Borrower.

RR - Facebook Posts (1)

Join our Referral Program

Our brokers and agents get a $500 bonus when their referred licensed broker or agent closes a deal with us before the year ends. 

Valued up to a maximum of $1500 CAD per broker or agent within a calendar year. Bonus will be provided once the new referrals deal has closed. Broker/agent must be a new contact to RiverRock. For more information about this offer, please reach out to your regional BDM.

Refer a friend

Have questions? Contact us today!